Home Equity Line of Credit

Give you and your family maximum flexibility with a home equity line of credit (HELOC). Once approved for your credit line, you can use it when you need it. Re-access the funds when necessary without reapplying. Unlike a term loan, where you pay interest on the entire amount, with a HELOC you only pay interest on what you use, and that interest may be tax deductible.

Home Equity Line of Credit
  • Low-rate credit line
  • Pay interest only on what you use
  • Interest may be tax deductible*
  • Re-access without reapplying
  • Based on home's market value and outstanding principal
  • Local decision-making
  • Committed personal service
  • Easy application process
  • Available for wide range of purposes
  • Access funds via check, online, or in-person

*Consult a tax advisor.

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