Personal Checking

Mountain West Bank, N.A. offers five different checking accounts that vary according to the minimum balance that best fits your situation. Three of our personal checking account products earn interest. Safekept accounts have lower fees because we safekeep your checks and deposit slips and send you only a detailed monthly statement, reducing paperwork and handling. With a non-safekept account, an image of your checks and deposit slips are returned to you with your monthly statement. All accounts are accessible through our website. We offer debit cards, cash cards (ATM) and pre-authorized electronic payments. We will also help you set up direct deposit.

FRONT RANGE Free Checking

Get the freedom and flexibility of free checking and the added convenience of Overdraft Privilege with our popular Front Range Free Checking account. There's no minimum balance required and you'll get the same quality service as our premium accounts.

  • $100 minimum opening deposit
  • Interest bearing account when a $1,000 daily balance is maintained during the statement cycle
  • No monthly service charge
  • FREE PEAK ATM/PEAK Debit Card
  • FREE on-line banking
  • FREE Telebank
  • First box of pre-printed checks FREE
  • Overdraft Privilege on eligible accounts

E-Plus Checking

No maintenance fee if you make 10 or fewer paper withdrawals per statement cycle. If you exceed 10 paper withdrawals, your account will be charged $ .50 for each withdrawal, including the first 10.

  • No minimum balance
  • Interest bearing
  • FREE PEAK ATM/PEAK Debit Card
  • FREE on-line banking
  • FREE Telebank
  • First box of pre-printed checks FREE
  • Overdraft Privilege on eligible account

Traditional Checking

$200 minimum balance required. If your balance falls below $200 during a monthly statement cycle, your account will be charged a maintenance fee of $5 plus $ .10 for each withdrawal during that cycle

  • FREE PEAK ATM/PEAK Debit Card
  • FREE on-line banking
  • FREE on-line Bill Pay
  • FREE Telebank
  • First box of pre-printed checks FREE
  • Overdraft Privilege on eligible accounts

Summit Club Checking

The Mountain West Bank Summit Club was created to offer exclusive services for people 50 years and better. Membership in the Summit Club brings many advantages, ranging from financial benefits to social activities, educational seminars and group travel adventures. Our Summit Club Coordinator also serves as your personal banker, giving you the kind of service you deserve.

  • No minimum balance
  • Interest bearing
  • FREE checks
  • FREE PEAK ATM/PEAK Debit Card
  • FREE on-line banking
  • FREE on-line Bill Pay
  • FREE Telebank
  • FREE money orders
  • FREE travelers checks
  • Check images returned with statements
  • Overdraft Privilege on eligible accounts

Premium Checking

$750 minimum balance required. Interest compounded monthly. If your balance falls below $750 during a monthly statement cycle your account will be charged a maintenance fee of $7 for that cycle.

  • FREE PEAK ATM/PEAK Debit Card
  • FREE on-line banking
  • FREE Telebank
  • Interest Bearing
  • Check images returned with statements
  • Overdraft Privilege on eligible accounts