Identity theft is when someone obtains your personal information, such as name, date of birth, social security number or mother's maiden name to commit fraud or other crimes. Fraud is committed when criminals use your personal information to access bank accounts, obtain loans, make purchases, rent an apartment, or even get a job. While it is not a new concept, identity theft is gaining notoriety as the high-tech crime of choice. The Federal Bureau of Investigation states it is "the fastest growing white-collar crime in America" today.