FAQ/Knowledge Base

The Current Balance (ledger/book balance) represents the actual dollars in your account at the time that your account is being accessed. Items such as uncleared checks, checks you have written but have not yet reached the bank for payment, will create differences between the bank's current balance and your check register.

The Available Balance represents your current balance (ledger/book balance) plus attached lines of credit, attached savings or money market accounts and/or Overdraft Privilege funds that are included on the account.