Overdraft Privilege

We can help your business prevent unnecessary fees and avoid embarrassment with overdraft protection on your business checking account. Our programs ensure that your transactions go through so you don't miss a purchase opportunity or incur an extra return check fee.

Overdraft Privilege
Summary
  • Ensure transactions go through
  • Prevent disruption of business
  • Protection on check, debit card, ATM, and online transactions*
  • We will charge a $30 fee for each item that overdrafts your account**
  • You will avoid merchant charges for returned checks
  • This coverage is available up to $1,000***

Another option for overdraft protection is to link to your savings account to cover overdrafts, which may be less expensive than our standard overdraft practices.

*We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. For example, we typically do not pay overdrafts if a customer's account is not in good standing, they are not making regular deposits, or the account has too many overdrafts. If we do not authorize an overdraft, your transaction will be declined.

**There is no limit on the total fees we can charge you for overdrawing your account. Customers should make every attempt to bring their account to a positive balance as soon as possible, and must do so within 45 days.

***Amount may vary by account. See Mountain West Bank for additional eligibility requirements.

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