SBA Loans

The U.S. Small Business Administration loan programs are designed for small and/or growing businesses. While the funds are guaranteed in whole or in part by the SBA, the loans originate and are serviced locally by Mountain West Bank. We participate in multiple programs, and as always, provide unparalleled individualized service.

SBA Loans
SBA 7(a) Loans

The 7(a) Loan Program is SBA's most popular program. It is used for a great number of reasons by start-up and existing small businesses that might not be able to secure loans through standard channels.

  • Terms up to 10 years for working capital
  • Terms up to 25 years for fixed assets
  • Expansion or renovation of an existing building
  • Construction of a new facility
  • Purchase land, buildings, equipment, inventory and fixtures
  • Leasehold improvements
  • Refinancing debts for compelling reasons
  • Start-up business
SBA 504 Loans

Also called the Certified Development Company (CDC) Program, SBA 504 loans are designed to provide long-term, below market, fixed rate financing for major fixed finances and real estate.

Use the loans for:

  • Construction of new facilities
  • Renovating or converting existing facilities
  • Purchasing land and improvements
  • Purchasing long-term machinery and equipment

The 504 Program CANNOT be used for working capital or inventory, consolidating or repaying debt, or refinancing.


SBAExpress is a loan program that streamlines the processing and loan procedures for less complex SBA loans.

  • Costs are lower and decisions are faster
  • Response will be given within 36 hours
  • Accelerated process for short-term needs
  • Seasonal lines of credit

Remote Deposit

Remote Deposit Capture

Deposit checks into your business accounts without leaving your desk.

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Peak Free Business Checking

Peak Free Business CheckingMore Details