Services & Fees

Service Fees

Account Activity Print Out $1.00
Account Closing Fee (closed within 90 days of opening) $20.00
Account Research (per hour) $25.00
ATM Card Replacement $10.00
ATM Fees (All MWB, MoneyPass® ATM Machines) FREE
All other ATM Machines * $2.00 * All other networks and independent ATM owners may charge a fee
Automated Clearinghouse (ACH or Electronic Transfer) Origination Fees
Per Item $0.05
Per File $5.00
Software $50.00
Monthly Fee $10.00
Automatic Preauthorized Transfer $3.00
Canadian Discount Variable
Canadian Draft $12.00
Cashiers Check (customer) $5.00
Cashiers Check (non-customer) $10.00
Check Cashing Fee (non-customer) greater of $15 or 1%
Check Printing Fee Variable
Coin Counting (customer) FREE
Coin Counting (non-customer) lesser of 2% or $5.00
Collection & Oil/Gas Coupons $25.00
Copy of a Check (each) $1.50
Counter Checks (each) $1.00
Credit Card Merchant Services Setup Fee Variable
Deposit Item Return Fee $4.00/item
Dormant Account Fee (All accounts will be considered dormant after 1 year with no activity) $5.00/Month
Excess Deposit Fee (consumer accounts only) $.025/item * * If 25 or more items are deposited during a monthly statement cycle, your account will be charged $.25 per item including the first 25
Foreign Draft $12.00
Garnishment/Writ/Levy Fee $75.00
Image Statement $3.00
Images on CD $5.00
IRA Transfer to Another Institution $25.00
Locking Night Depository Bag $20.00
Merchant Exchange Variable
Money Order $4.00
Money Orders (non-customer) $8.00
Notary (non-customer) $5.00
Overdraft and Returned Check Fees * $27.00/item * Created by check, personal withdrawal, or electronic means
Continuous Overdraft Fee $5.00 * * $5.00 on the 8th day of continuous overdraft and everyday of overdraft thereafter
Overdraft Transfer Fee $3.00
Photocopies (per page) $0.25
Returned Statement Processing Fee $5.00/month
Statement Reconcilement Fee $25.00/hour
Safe Deposit Boxes (per year, as available)
3" x 10" $30.00
5" x 10" $40.00
10" x 10" $75.00
Drilling $150.00
Key Replacement $20.00
Stop Payment $27.00
Visa® Travel Money Card (each) $12.95
Visa® Gift Card (each) $4.99
Wire Transfers
Domestic Wires
Incoming FREE
Outgoing $20.00
Foreign Wires
Incoming FREE
Outgoing $40.00

Peak Business Debit Card with Visa® Extras

The PEAK Business Debit Card with Visa? Extras for point of sale (POS) and automated teller machine (ATM) transactions makes business purchases easy and convenient. Enroll in the Visa? Extras program to earn points for qualifying purchases * at millions of locations worldwide. Then redeem your points for exciting rewards in the Visa? Extras Catalog.
Qualifying purchases include:

Signature-based purchases
Internet purchases
Phone and mail order purchases

* Certain exclusions apply

Platinum Visa® Business Credit Card with Rewards

Platinum Visa? Business Credit Card with Rewards ? the no annual fee business card that rewards you for your purchases.

No annual fee
0% introductory APR * for the first 6 months
Earn points with every dollar charged to the account; points can be redeemed for a catalog of reward options including travel, merchandise, gift certificates and cash

* The introductory rate does not apply to cash advances and is valid for 6 billing cycles. Additional restrictions apply as provided under the Cardmember Agreement and applicable law.

Tax Deposits

We will assist you with your payroll withholding tax deposits (EFTPS) and other tax payments.

Night Depository

Use our lockable and reusable night depository bags to provide safekeeping for your deposits at the end of each business day. Stop by the bank after work and drop your deposit into our night depository safe. We will process it or hold it for your pick-up the next day.

Credit Card Merchant Services

Mountain West Bank offers credit card merchant services. Fees are based on average ticket size and monthly volume. See a customer service representative for more information.

Electronic Transfer (ACH)

Many of the transactions you conduct with a teller can be completed on your desktop PC by originating direct deposits of payroll or automatic payments. Save time and eliminate paperwork trips to the bank. Transactions can be made electronically to or from any bank in the U.S. See a new accounts representative for details about setting up ACH (Automated Clearing House) origination.

On-line Banking

Bank at your convenience with our on-line banking service. Our basic on-line banking service is free of charge. With this service you can view your checks, account(s) history, account statements, transfer funds, confirm automatic deposits and withdrawals, make loan payments, and order checks.

On-line Bill Pay

The Basic Bill Pay is a free service for the first 15 payments per month. After that, the charge is the current price of a U.S. postal stamp for each bill paid after the first 15 per month.

Telebank

Our 24-hour telephone banking service gives you access to all of your accounts 24 hours a day, seven days a week. There is no charge for this service and your personal security code makes it secure and confidential.