Business Checking

We offer a variety of checking account services to suit just about any business need. Accounts designed for corporations and partnerships offer an earnings credit to offset service charges, while sole proprietorships and nonprofit corporations may take advantage of our interest bearing accounts. No matter what account you choose, Mountain West Bank will be there to provide your business the best products and services in town!

PEAK Free Business Checking

  • First 2,500 items free (checks, deposits, deposit items, electronic items) *
    * Over 2,500 items - $0.20/item.
  • No minimum balance required
  • No annual fee Platinum Visa® Business Credit Card with Rewards
  • FREE PEAK Business Debit Card with Visa® Extras
  • FREE basic on-line banking *
    * See your new accounts representative for additional services.
  • FREE on-line Bill Pay
  • FREE Telebank
  • FREE check images with your monthly statement
  • Overdraft Privilege on qualifying accounts
  • Special package of personal banking products and services offered to employees of our business account customers
  • FREE e-statements
  • FREE Mobile Banking**
    ** Web access is needed to use the full Mobile Banking product. Check with your cell phone / mobile device service provider for details on specific internet fees and charges. SMS text message service is required for the text message version of Mobile Banking. Check with your cell phone / mobile device service provider for details on specific SMS text service and message charges.

Regular Peak Business Checking

A solution for high volume customers

$3 maintenance fee, plus $.10 for each item paid; fees for items deposited are $.06 on-us, $.08 in-state, and $.10 out-of-state. Credit against your monthly service charge is based on average available balance during statement cycle. Customers may receive an image statement for an additional $3 per month.

Peak Interest-Plus Checking

A solution for proprietors and nonprofit organizations.
  • First 2,500 items free (checks, deposits, deposit items, electronic items)*
    *Over 2,500 items - $.20/item
  • No minimum balance required
  • Variable interest rate, compounding monthly
  • No annual fee Platinum Visa® Business Credit Card with Rewards
  • FREE PEAK Business Debit Card with Visa® Extras
  • FREE basic on-line banking*
    *See your new accounts representative for additional services
  • FREE basic on-line Bill Pay
  • FREE Telebank
  • FREE check images with your monthly statement
  • Overdraft Privilege on qualifying accounts
  • FREE e-statements
  • FREE Mobile Banking**

Business Treasury Plus Money Market

$25,000 minimum balance with a variable competitive annual percentage yield (APY). A reduction of interest (for days below minimum balance) will be assessed if the balance falls below minimum balance.

  • Annual percentage yield (APY) will be 1.00% over the 91 day Treasury bill
  • APY floor of 2.00%
  • Limited check writing
  • FREE online banking
  • FREE telebank
  • FREE mobile banking
  • FREE e-statements

Nonprofit Treasury Plus Checking

A checking account that allows nonprofit organizations to earn a competitive rate and take advantage of reader board exposure at bank branches.

  • Annual percentage yield (APY) will be 1.00% over the 91 day Treasury bill
  • No minimum balance
  • No monthly service fee
  • APY floor of 2.00%
  • Reader board exposure for events
  • Merchant services capabilities at fundraising events
  • First 2,500 items free (checks, deposits, deposit items, electronic items)
  • Choice to receive check images with monthly statement
  • Overdraft privilege on qualifying accounts
  • FREE PEAK Business Debit Card with Visa® Extras
  • FREE basic online banking
  • FREE basic online Bill Pay
  • FREE telebank
  • FREE mobile banking
  • FREE e-statements

PEAK BUSINESS DEBIT CARD WITH VISA® EXTRAS

The PEAK Business Debit Card with Visa® Extras for point of sale (POS) and automated teller machine (ATM) transactions makes business purchases easy and convenient. Enroll in the Visa® Extras program to earn points for qualifying purchases* at millions of locations worldwide. Then redeem your points for exciting rewards in the Visa® Extras Catalog.

Qualifying purchases include:

  • Signature-based purchases
  • Internet purchases
  • Phone and mail order purchases
*Certain exclusions apply.

Platinum VISA® BUSINESS CREDIT CARD with rewards

Platinum Visa® Business Credit Card with Rewards - the no annual fee business card that rewards you for your purchases.

  • No annual fee
  • 0% introductory APR* for the first 6 months
  • Earn points with every dollar charged to the account; points can be redeemed for a catalog of reward options including travel, merchandise, gift certificates and cash
*The introductory rate does not apply to cash advances and is valid for 6 billing cycles. Additional restrictions apply as provided under the Cardmember Agreement and applicable law.

OVERDRAFT PRIVILEGE

  • Avoid merchant charges for returned checks
  • Enjoy new convenience and flexibility in managing your money

Payment of overdrafts (created by check, in-person withdrawals or other electronic means) up to a specified amount will normally be considered on eligible accounts; normal overdraft fees apply.